Hello!
Welcome to Finance Yo Self! If you are looking for riches I can tell you I don’t have money, but what I do have are a very particular set of skills. Skills I have acquired over a very long career……...
View ArticleThe One Where I Post My Net Worth
A couple years ago I downloaded the app Mint, synced my accounts and was presented with a rather depressing number: -$43,000 That’s not the exact number but a pretty close estimate. I was in my mid...
View ArticleMore than Paper
Paper can be anything you want it to be. Our most important pieces of paper carry a deeper meaning and hint at a bigger picture. A diploma represents years of effort and ability. A marriage...
View ArticleWhy You Need to Finance Yourself
The New York Times published an article recently about the stigma of not having any knowledge about personal finance at the age of 29. Or as the kids would call it, not being able to money, or...
View ArticleWe’re All “Experts” on Value
Most people know what they like. By the time people acquire enough earning power to enable them to get what they want, they’ve already spent years developing likes and defining who they are. Once the...
View ArticleWhat Can You Do With $25?
What can you buy with $25? Off the top of my head, a daily Venti Starbucks Latte on the way to work, or a $5 footlong from Subway every day for lunch, a new shirt, 2 movie tickets, a 30 … read more The...
View ArticleCredit Card Rewards: Get Paid To Spend!
This post contains affiliate links. I’ve made around $2000 this year from credit card sign up bonuses and rewards. This doesn’t involve travel hacking or finding intricate ways to move money around,...
View ArticleMoney Is A Tool
Personal Finance is not a complicated topic on it’s own, despite various books, blogs, courses and programs on the subject. For me, the concept of money itself has greatly informed how I look at...
View ArticleMaking vs. Earning
Photographers will tell you that they make pictures rather than take them (thanks to Ansel Adams). Saying you “make” a photograph implies intent, purpose, reasoning, and planning – in effect to...
View ArticleWork Is So Last Millenium
In 1930, economist John Maynard Keynes wrote an essay titled “Economic Possibilities For Our Grandchildren”. While some of us nerds have quite a few opinions about the essay, most people probably...
View ArticleServing Consumers
Every job produces something. The quality, necessity, and application of what exactly is produced is debatable, but at the core of each job is the act of production. Some jobs produce ideas, data,...
View ArticleOnline Savings Accounts – More Bang For Your Bucks
This post contains affiliate links. Heads Up! You’re probably losing money on your savings! A savings account is an important part of any personal finance picture. It’s a separate, safe place to...
View ArticleWanting What You Need
Shopping is the Great American pastime. And why not? It’s fun to get new things, imagine how our lives could be different, and feel the power that comes from spending our money how we want to. I...
View ArticleA Real UAW
This summer (remember summer? When it was warm?) I finally got around to reading The Millionaire Next Door, one of the quintessential personal finance books. Besides shining light on the habits that...
View Article2016 Spending Review (and My 1st Full Year of Budgeting)
Despite being obsessed with all things personal finance for the last couple of years, 2016 was the first time I tracked my spending for an ENTIRE YEAR! On a related note, I also made bigger gains in...
View ArticleThe Desire to Run Away
My all time favorite photography work is Broken Manual, by Alec Soth. Manual was created from 2006-2010 and explores the desire of people to escape their lives and their means of doing so. Soth has...
View ArticlePay Down Debt vs. Invest? I’m Split!
Literally! The general assumption in investing is that the stock market returns around 7% a year on average. Some years are better, some worse, with some variance due to fees and investment choices....
View ArticleEasy Money With Ebates and TopCashback
This post contains affiliate links. We’re going to start of with a quick overview of two of the best resources to save money while shopping online. You’ve probably heard of Ebates – TopCashback is...
View ArticleAuthenticity – What Consumers Really Want (But Can’t Afford)
I recently finished reading Authenticity – What Consumers Really Want, by James H. Gilmore and B. Joseph Pine. The process of reading the book got me thinking about what authenticity really means and...
View ArticleInvesting With Robinhood
This post contains affiliate links. Robinhood is an investing app that boasts free stock trades, low account minimums, and an easy to use interface. I’ve been interested in getting in to dividend...
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